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Osage Beach, Missouri
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Spencer Carlock profile photo

Spencer Carlock Realtor

Realtor · Osage Beach, Missouri

Photo: Osage Beach, MO Main Street Music Hall 01 by Ben Jacobson (Kranar Drogin), CC BY 2.5 via Wikimedia Commons

Real Estate Agent in Osage Beach

About Spencer Carlock

Spencer Carlock is a Realtor listed in Osage Beach, Missouri, and describes working with O'Sullivan Real Estate Group at RE/MAX Lake of the Ozarks. Waterfront and lake homes are listed as a focus, which fits the lake setting of the area.

Buyers interested in lake property may want to ask Spencer Carlock about dock permits, shoreline rules, flood considerations, and how older lake homes are inspected. Sellers can ask how seasonal demand affects timing and how waterfront listings are marketed to buyers from other states. It is also reasonable to ask how the team at O'Sullivan Real Estate Group shares work on a transaction.

What the data says about Osage Beach

Prices are falling

The typical Osage Beach home lost 7.2% of its value in a year. Recent sales may sit below list prices, so compare closed prices rather than asking prices before you offer or set a price.

Many listings nearby

11 other listed real estate professionals work within 25 miles of Osage Beach, 7 of them in Osage Beach itself. The map and the list further down sort them by distance.

Location

Osage Beach, Missouri

Local time

5:02 AMOsage Beach · Central Time · Wednesday, October 14

No published office hours. If this is your listing, you can send your hours.

Home values in Osage Beach

Typical home$322K
1-year-7.2%
5-year-0.2%
Typical rent$1,602
$180K$243K$307K$370KAug 2016 · $200,887Feb 2017 · $201,872Aug 2017 · $204,202Feb 2018 · $209,349Aug 2018 · $217,272Feb 2019 · $225,902Aug 2019 · $229,708Feb 2020 · $239,724Aug 2020 · $248,657Feb 2021 · $285,262Aug 2021 · $322,248Feb 2022 · $345,545Aug 2022 · $351,398Feb 2023 · $332,017Aug 2023 · $341,869Feb 2024 · $344,818Aug 2024 · $346,614Feb 2025 · $348,438Aug 2025 · $346,571Feb 2026 · $327,301Aug 2026 · $321,574Aug 2016Aug 2021Aug 2026

Zillow’s index estimates the middle-of-the-market home in Osage Beach at around $321,574 (August 2026). Over twelve months the typical value fell sharply, by 7.2%, against a 3.5% rise for Missouri as a whole. The five-year change stands at -0.2%. Osage Beach sits 20% above the Missouri typical value of $267,879. Renters pay around $1,602 per month for a typical unit.

Monthly payment calculator

Starts from the typical Osage Beach home value. Change any field.

Principal & interest—
Total monthly—
Loan amount—
Income for 28% rule—

Estimate only. Taxes and insurance start at an assumed 1.5% of the price per year; enter real figures for a specific home. PMI and HOA dues are not included.

Source: Zillow Home Value Index and Observed Rent Index, August 2026. More on the Osage Beach market

Profile details

NameSpencer Carlock
Profile typeReal Estate Agent
TitleRealtor
Primary marketOsage Beach, Missouri
CountyCamden County
Focus areasWaterfront & Lake Homes
Social media followers1,278
License regulatorMissouri Real Estate Commission
Time zoneCentral Time
Last reviewedOctober 13, 2026

Communities around Osage Beach

CommunityDistanceTypical home1 yearListed
Lake Ozark, MO4.8 mi$325,476-3.1%4
Lebanon, MO31 mi$237,138+5.6%1
Jefferson City, MO40 mi$280,966+7.7%3
Warsaw, MO40 mi$188,793+1.7%1
Pittsburg, MO41 mi——1
Rolla, MO50 mi$243,244+4.5%2

Questions about Spencer Carlock

Where is Spencer Carlock located?
Spencer Carlock is listed in Osage Beach, Missouri (Camden County).
Which nearby communities have listed professionals?
Lake Ozark (4.8 mi, 4 listings), Lebanon (31 mi, 1 listing), Jefferson City (40 mi, 2 listings), and Warsaw (40 mi, 1 listing).
What does a typical home cost in Osage Beach?
About $321,574 in August 2026 (Zillow Home Value Index), -7.2% versus a year earlier; typical rent is $1,602 a month.
What does Spencer Carlock focus on?
The profile highlights waterfront & lake homes.

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Other realtors near Osage Beach

The 9 closest listings, sorted by distance. Every town's full list is on its city page.

See them on a map
Bruce and Kelly Real Estate Team logo

Bruce and Kelly Real Estate Team

Real Estate Team · RE/MAX Lake of the Ozarks

Osage Beach, MO same city

  • Waterfront & Lake Homes
Matt Smith Real Estate Group logo

Matt Smith Real Estate Group

Real Estate Team

Osage Beach, MO same city

  • Waterfront & Lake Homes
O’Sullivan Real Estate Group logo

O’Sullivan Real Estate Group

Real Estate Team · REMAX Lake of the Ozarks

Osage Beach, MO same city

  • Waterfront & Lake Homes
RE/MAX Lake of the Ozarks logo

RE/MAX Lake of the Ozarks

Real Estate Brokerage

Osage Beach, MO same city

  • Waterfront & Lake Homes
Signature Realty Group logo

Signature Realty Group

Real Estate Brokerage

Osage Beach, MO same city

  • Waterfront & Lake Homes
Strategic Real Estate and Development Services: MO logo

Strategic Real Estate and Development Services: MO

Real Estate Brokerage

Osage Beach, MO same city

Swift & Co. Realty logo

Swift & Co. Realty

Real Estate Brokerage

Osage Beach, MO same city

  • Waterfront & Lake Homes
Albers Real Estate Advisors logo

Albers Real Estate Advisors

Real Estate Team

Lake Ozark, MO 4.8 mi

Matt Schrimpf profile photo

Matt Schrimpf

Real Estate Agent

Lake Ozark, MO 4.8 mi

  • Luxury Homes
  • Waterfront & Lake Homes
DirectionsCompare nearby